1.99% APR Smart-E Heat Pump Financing
The Connecticut Green Bank Smart-E Loan special offer runs August 1 through December 31, 2026. Qualified homeowners can finance a heat pump at 1.99% APR on a 5-year term up to $25,000. Loans over $25,000 (up to $50,000) or projects including non-heat pump measures receive a blended rate. No money down and no prepayment penalties.
1.99% APR Smart-E Heat Pump Financing
1.99% fixed APR on 5-year Smart-E loans up to $25,000 for qualifying heat pump projects. A blended rate applies to loans over $25,000 (maximum $50,000) or projects that include non-heat pump measures.
5 yr
Promo Term
1.99% APR (5-year term only)
1.99%
Interest Rate
Fixed APR through 12/31/2026
$25K
Max Loan
Special offer amount
$0
Down Payment
No prepayment penalties
Rate & Loan Details
The 1.99% promotional rate applies to 5-year loans up to $25,000 for qualifying heat pump projects. A blended rate applies to larger loans or projects with additional eligible improvements.
| Term | Rate | Max Loan |
|---|---|---|
| 5-Year Loan | 1.99% APR | Up to $25,000 |
| 5-Year Loan (Blended) | Blended Rate | $25,001 - $50,000 |
The 1.99% rate requires an approved EnergizeCT heat pump rebate project through a participating Smart-E lender. A blended rate applies to loans over $25,000 (maximum $50,000) or loans including non-heat pump measures. No prepayment penalties.
Homeowner Eligibility
- Connecticut homeowner
- Eversource or Avangrid (United Illuminating) electricity customer
- Approved for an EnergizeCT Heat Pump Rebate
- Working with an approved HPIN contractor (CellSun is approved!)
Eligible Heat Pump Technologies
- Air source heat pumps
- Ducted & ductless mini splits
- Ground source / geothermal heat pumps
- Heat pump water heaters
How It Works
Three Simple Steps
1. Schedule a Free Consultation
We evaluate your home, review your energy usage, and determine the best heat pump configuration. No pressure, no obligation.
2. We Handle Your Smart-E Application
CellSun walks you through the Smart-E Loan application and connects you with a participating lender. We make it simple.
3. Installation & Activation
Our crew installs your system - typically in one day - handles all permits, and makes sure everything runs perfectly.
Participating Smart-E Lenders
Apply directly with any of these participating lenders, or let CellSun help you through the process.
CellSun Home is an approved Smart-E contractor and part of the EnergizeCT Heat Pump Installer Network (HPIN).
Ready to Finance Your Heat Pump?
Don't wait - schedule a free consultation and we'll walk you through everything, from system design to financing approval.
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